Our Services
HOME LOANS
Are you looking to purchase property?
If you look at the market, you’ll find it flooded with options from a host of viable lenders. Which suits your needs? Which is in your budget? While a little daunting, the variety means that there is healthy competition to provide new products and services.
At Aloha Smart Finance, we have access to over 40 lenders, and hundreds of different loans. We sit with you, learn your needs, assess your options and will select the ideal loan for you. From there, we will then guide you through every step of the loan process, so that you’re completely satisfied with your finances.
FIRST HOME BUYER
Is it time to set foot on the first rung of the property ladder?
That’s both exciting and a little daunting. Rates are at an all time low, lenders are releasing new and competitive products and there are government grants out there to consider. Sound like a lot of work yet?
While there is plenty still between you and getting your hands on those keys, we can help. We handle the paperwork, the research and answer any questions you may have to help make this first daunting step as easy as possible.
REFINANCE
When was the last time you checked up on your home loan?
If it has been any more than 6 months, the set and forget process may be costing you money. With rates at an all time low and pressure on lenders to remain top of the competition, there are a variety of options available out there. If you’d like your home loan checked or assistance in finding a new one, come and chat with me today.
INVESTMENT PROPERTY LOANS
Building your wealth
Investing in property is its own special niche. The needs of an investor is totally different to that of an owner occupier. With the offerings from a pool of varied lenders at our disposal, we are confident that we can find you a suitable lending option.
Need an interest only loan?
Do you want to build your wealth by accessing home equity for investment in property or even shares? We’ve got access to options which allow the credit limit to remain constant for up to 10 years with interest only investor loan options.
What about deposits?
There are loans out there that allow you to borrow up to 95% of your property value with capped LMI. We also have access to options that only require 5% genuine savings if you would prefer not to secure against property.
CAR LOAN
At Aloha Smart Finance, we are able to help you with all your finance needs. While we specialise in mortgages, we have your back for many other types of finance too!
Are you in need of a new car? Perhaps it’s time for an upgrade or to make the switch to a family wagon? Whatever your reason, it is important to have the ideal finance behind you. Often when going via a dealership, their finance is convenient but not competitive. We can help you to obtain pre-approval or evaluate what options are available to you.
PERSONAL LOANS
At Aloha Smart Finance, we are able to help you with all your finance needs. While we specialise in mortgages, our help doesn’t stop there!
Whether it be white goods, a holiday or that dream wedding, we can help you to obtain finance. Personal loans are a versatile way to reach your short term goals without putting life on hold to save the old fashioned way. With access to both secured and unsecured loans from a variety of lenders, we are confident we can find you that ideal finance.
